Shenzhen realty 深圳房产

traditional “golden nine silver 10″ more than half have been going from bad to worse, the market is still complicated and confusing -

Autumn Fair has come, you buy the Housing?

Autumn Fair is one year. In accordance with established practice, which is the developer日进斗金day. However, the continuation of a wait-and-see period of two months in Shenzhen property market is trading flat. Open a new building for little more than half of the sales rate, home buyers wait-and-see mood serious, the property market trading volume in August was three years there has never been in the doldrums … … However, the downturn does not mean that trading volume is zero, there is still a small number of home buyers to buy a house in the near future resolute attitude. Buy or not to buy? Home buyers who have their own distinct reasons. Experts point out that “The Nine” It’s hard to reproduce in previous years, the heat, but also warned consumers to buy a house this time it is necessary according to their own economic strength carefully taken as a whole.

buy

cool the property market but prices stable

Recently opened from the sales rate of view, sales are still lower in recent weeks. Although the Center Hongfa sales rate has reached about七成, but the industry are generally of the view that the real estate is relatively advantageous geographical location, and the patches are scarce products, do not have representation.

Open last week, the three major urban real estate peak yet, in the big mountains and the sea Monte FANG Ding, respectively, provide the market with 308 units, 155 units and 356 suites source. The total number is not big, but sales of even smaller. Among them, FANG Ding Monte on the 16th day of sales of only 21 sets of the opening sales rate of less than one-cheng.

sales rate is generally low, and real estate prices and the speed of the first half of fierce price compared to these two months is clearly a lot of ease. COLOR communities from the average price of 13,000, Thailand and China 15,000 average sea-sun, urban Shang-feng 10900, 20000 Monte FANG Ding / sq m as well as some real estate to send refined decoration and the prices are still the same quality with neighboring properties, such as flat example, the property price movements is quite smooth.

“Although property prices are no signs of decline, but is quite smooth,” home buyers, Mr. Cheng told reporters that his company relocated from home to work place too far, it intends to go to work from the past point where the purchase of a suite, “a matter of fact, buy a house are also considered for a long time, and now prices are high, but the original house has been relatively old, when another new house on it.” However, Mr Cheng said he is not anxious to buy a house now, “a low-key a lot of developers now,开盘价格and more in line with market expectations.”

buy their own homes can be carefully selected

“I bought that you live! “Open the earth at the scene in the park, home buyers Chan told reporters. In Chan, the park land of the 18,000 average price is not low, and Miss Chen see several units have more than average real estate, “do not buy how to do? The total should be a place to live, right? “Ms Chan’s tone in revealing a trace of helplessness.

It is understood that this period of time for self-occupation type is also a lot of buyers. “Now there is a home the biggest advantage is carefully selected in a gradual manner. “Shang-feng opened in the city, the view room with a friend Mr. Wang told reporters that” In the past, too many people buy a house, not yet chosen the type wheel itself has been lost. ” Mr. Wang believes that the house is now a more reasonable pace of sales, home buyers can combine the real estate brands, lot size, price and product and other factors considered, carefully compare, and finally to choose a suitable property.

In addition, a real estate sales manager believes that the policy has been implemented, such as tightening mortgage buyers of owner-occupied type is very relaxed, especially the first time home buyers loans, “the policy of self-occupied type the impact of buyers is still relatively limited, which is an increase in owner-occupied type one of the reasons for the buyer. “

long-term investment or up space

type in addition to owner-occupied home buyers, the Recently some liquidity into the market of investors. COLOR reporters interviewed dozens of community-based random location industry, nearly half of them said, “to invest” or “look at market, not rule out the possibility to invest” and so on. One of home buyers said that he first came to Shenzhen two years, to buy their first home to small units, if the house appreciated, does not rule out the possibility of resale, “but at least you have a three to five years, otherwise even if the Housing rising, and there are so many taxes to pay, it does not pay. “

It is understood that the properties for sale in other cities such as collection letters, in the sea in the West Bank Washington, Hongfa Center also had a lot of home buyers are investors. Hu believes that home buyers are now doing long-term investment property can only “increase would not be significant short-term speculation has no value to have 20 percent a year is quite satisfactory,” “so long, then certainly higher than the stock to stability “, but” policy so strict, can do long-term investments should be running out. “

do not buy

tightening regulation restricted stock market

would like to buy a house there to buy reasons, however, in the current market conditions, home buyers seem to be much more reason not to buy. The industry believes that the lead-off buyers, especially in attracting investment into the market is not a significant factor that has been the recent series of regulation and control policies, and the industry have been rumors of second-hand housing transactions to strengthen the personal income tax collection and management, the collection of second-hand housing transactions of land value-added tax , property tax and other policies, as well as market rumors Recently in October will once again raise interest rates and other information, but also prompted investors cautious.

It is understood that the central bank decided to September 25, the increase in deposit-taking financial institutions renminbi deposit reserve rate by 0.5 percentage points, this is the 7th year the central bank raised the deposit reserve ratio, the general category financial institutions in the implementation of the deposit reserve ratio resulting standards will also be raised to 12.5%.

this, some relatively abundant capital investors also expressed a degree of unease. Major cities around the country a few days ago on speculators Mr. Deng told reporters: “In fact, most worried about is no disk access, especially to investment in second-tier cities. Now buyers have sufficient funds to buy a new house, the mortgage crunch, then, no one then set on trouble. “

city of Shenzhen Academy of Social Sciences Research Center, director of trading high-petrel that the central bank to raise deposit reserve ratio on the property market is not much direct impact, but can be curable mortgage policy has been introduced, but Due to the mobility of capital reduction, the bank’s mortgage amount or will be controlled, while the speculators enter the market will further increase the pressure.

3 million sets of relatively abundant supply of the stock

In addition to policy implications, a matter of fact, the Shenzhen stock market was also higher. This reporter recently in the Urban Land Resources and Housing Authority’s web site that, at present the city’s cycle of songs一手房can be sold for more than 3 million units, could fetch more than 3.5 million square meters area. In addition, as last year’s “90/70″ policy introduced, a large number of small and medium-sized units will be held early next year to focus on the end of the year listed, the market total units will also be increased significantly.

“In theory, in fact, the purchasing power of Shenzhen and the supply is basically the same, and” high-petrels that “only now these potential consumption in 2035 ahead of the release came out, thus led to the contradiction between supply and demand, the stock from the market, the supply is quite sufficient relative. “

Shenzhen Comprehensive Development Research Institute of Tourism and real estate research director of the Center for Ding Song that caused the stock of a larger three reasons:” First, the technical level of issues, from the pre-sale permits issued Open to have a certain amount of time; Second, the structure of real estate, apartments, lots and other factors limit the purchase demand; Third Recently push larger than disk, rather than the lower sales rate, real estate larger margin. ” However, Ding Song also said that “Although the stock of relatively large, but may be more effective supply is limited, wait-and-see period, the demand for part of the reality is transformed into the potential demand for the release of this part of the demand, they can digest some of the properties for sale. “

experts recommend

repayment pressure of terror

Gao Haiyan, Shenzhen Academy of Social Sciences Research Center of the City Trading

current the market was relatively weak, speculative buying real estate in the current is very irrational, nor is it the time. Stand-off investment perspective, investors did not receive public opinion support, speculators should not intervene in the market at this time. In addition, even if it is intended to do long-term investments of home buyers also have a certain degree of risk, the state is the most important series of policies for real estate, and the latter policy is expected to impact on real estate speculators who will be relatively large.

type of owner-occupied homes are concerned, if there is sufficient capacity to buy a house now beyond reproach. However, if the funds are not sufficient, in the current mortgage situation, the loan will be more pressure, it is recommended to maintain a rational for the best. This is conducive to stabilizing the entire housing market, but also conducive to the rational development of the property market.

investment risks more

Song Ding Shenzhen Comprehensive Development Research Institute of Tourism and real estate director of the Research Center

recently the central bank to raise reserve ratio, although a direct response to is not the property market, but the impact on the property market is inevitable. Reduction in capital flows will naturally have an impact on mortgage market. From the national policy level, this is the seventh year the central bank to raise reserve ratio this year the fifth rate hike is likely. Although each increase in the range are not large, but the cumulative effect of obvious that the last straw breaks the camel one of developers and investors, the current property market pressure.

the current property market, to developers, real estate has value, no city phenomenon persists for a few months, real estate sales there is a pressure; investors, especially speculators specialized and there are dozens of sets the property十几套have greater impact, perhaps their own chain of funds will be blocked, it is necessary to resell the property may also be nobody answered disk, this time investors to enter the market, the risk is quite obvious. Type of owner-occupied home buyers, the current property market pushed higher than disk, but the sales rate in the reduction, which some buyers greater choice.

consumption ability to grasp

home罗志聪International Managing Director

At present, mortgage loans on the impact of home buyers is relatively large. For the first

Chinese version:深圳金九银十惨淡过半 秋交会来了你买不买房？

传统的“金九银十”已惨淡过半，市场依旧扑朔迷离——

秋交会来了，你买不买房？

又是一年秋交会。按照惯例，这该是开发商日进斗金的日子。然而，延续了两个多月观望期的深圳楼市却是交易平淡。新楼开盘销售率超过五成的甚少，置业者观望情绪严重，8月楼市交易量是三年内从未有过的低迷……不过，低迷不代表就是零交易量，仍有少部分置业者在近期买房的态度坚决。买还是不买？置业者们都有各自鲜明的理由。专家指出，“金九”很难再现往年的热度，同时也提醒消费者，这个时候买房有必要根据自己的经济实力仔细斟酌、全面考虑。

买

楼市清冷但价格平稳

从近段时间开盘楼盘的销售率来看，最近几周销量依然走低。虽然宏发中心大厦销售率达到了七成左右，但业内人士普遍认为，该楼盘地理位置相对优越，且属于片区稀缺产品，不具备代表性。

上周开盘的三大楼盘城市峰尚、中海·大山地和方鼎华庭，分别为市场提供了308套、155套和356套房源。总数不多，但销售量更小。其中，方鼎华庭16日一天的销售量仅21套，开盘销售率还不到一成。

销售率普遍较低，而楼盘价格与上半年猛烈的提价速度相比，这两个月也明显缓和了不少。从COLOR社区均价1.3万、泰华·阳光海均价1.5万、城市峰尚1.09万、方鼎华庭2万/平方米以及部分楼盘送精装修而价格依然与周边同品质楼盘持平等实例来看，楼价走势尚算平稳。

“楼价虽然没有下跌的迹象，但尚算平稳，”置业者成先生告诉记者，他因公司搬迁，家里离上班的地方太远，所以打算在离上班近点的地方再购置一套房，“其实买房的事一家人也考虑了很久，现在价格是高了点，但原来的房子也已经比较旧了，就当换个新房吧”。不过，成先生同时表示，他现在买房一点都不着急，“开发商现在低调了不少，开盘价格和市场预期也比较相符”。

买房自住可精挑细选

“我买来就是自己住！”在公园大地开盘现场，置业者陈女士告诉记者。在陈女士看来，公园大地1.8万的均价并不低，而陈女士看中的几个户型都超过了楼盘均价，“不买怎么办呢？总要有个住的地方吧？”陈女士的语气里透出一丝无奈。

据了解，这段时间内自住型购房者还不少。“现在买房有一个最大的好处，就是可以慢慢地精挑细选。”在城市峰尚开盘处，陪朋友来看房的王先生告诉记者，“以前买房的人太多，看中的户型还没轮上自己就已经没了”。王先生认为，现在房子的销售速度比较合理，置业者可以结合楼盘品牌、地段、户型、价格和产品等因素综合考虑，仔细比较，最后选择一套适合自己的物业。

另外，某楼盘销售经理认为，现在已实施的政策如房贷紧缩对自住型买家来说非常宽松，尤其是首次贷款置业者，“政策对自住型买家的影响还是比较有限的，这也是自住型买家增多的原因之一”。

长线投资或有微涨空间

除了自住型置业者外，近段时间也有部分资金充裕的投资客入市。记者在COLOR社区随机采访的数十位置业者当中，有接近一半人表示“用来投资”或者“看行情，也不排除用来投资”等。其中一位置业者就表示，他刚到深圳两年，买个小户型自己先住着，如果房子升值了，也不排除转手的可能，“不过至少要过个三五年吧，要不然即使房价涨了，有那么多的税要交，也划不来”。

据了解，在其他楼盘如集信名城、中海·西岸华府、宏发中心大厦等也有不少的置业者是投资客。置业者胡先生认为，现在做房产的长线投资还是可以的，只是“涨幅不会太大，短线已经没什么炒作的价值，一年能有20%已经很不错了”，“做长线的话肯定比股票要稳定”，不过，“政策那么严，能做长线投资的人应该不多了”。

不买

调控趋紧入市受限制

想买房有买的理由，不过，在目前的市场条件下，置业者似乎更有不买的理由。业内人士认为，导致买家尤其是投资客不入市的很大因素，就是受到了近期一系列调控政策的影响，而业内一直传言的加强二手房交易个人所得税的征管、征收二手房交易土地增值税、物业税等政策以及近段时间市场所传言的将于10月再次加息等信息，更是促使投资客慎之又慎。

另据了解，央行决定从9月25日起，上调存款类金融机构人民币存款准备金率0.5个百分点，这已是央行年内第7次上调存款准备金率，普通类金融机构执行存款准备金率标准也将由此提高到12.5%。

对此，部分资金比较充裕的投资客也表示有一定程度的不安。辗转于全国各大城市的炒家邓先生日前就向记者表示：“其实最担心就是无人接盘，尤其是去二线城市投资。现在的购房者资金充裕的都买新房去了，房贷紧缩的话，无人接盘就麻烦了。”

深圳市社会科学院城市营运研究中心主任高海燕认为，央行再次提高存款准备金率，对楼市没有太大的直接影响，但可以固化已经出台的房贷政策，而且由于流动性资金的减少，银行对房贷数额还是会有所控制的，而炒家入市压力也将进一步增加。

3万余套存量供应相对充足

除了政策的影响外，事实上，目前深圳楼市还有较大的存量。记者近日在市国土资源和房产管理局网站上了解到，目前全市的一手房可售套数超过了3万套，可售面积超过350万平方米。另外，随着去年“90/70”政策的出台，大量的中小户型将于今年底明年初集中上市，市场总套数也将随之大量增加。

“从理论上说，其实深圳的购买力与供应量是基本持平的，”高海燕认为，“只是现在这些潜在的消费都提前三五年就释放出来了，所以才出现了供需矛盾，从市场存量来看，供应相对还是比较充足的。”

深圳综合开发研究院旅游与地产研究中心主任宋丁则认为，造成存量较大有三个原因：“一是技术层面的问题，从预售许可证的发放到开盘有一定的时间；二是楼盘的结构、户型、地段等因素限制了购房需求；三是近段时间推盘量比较大，而销售率又比较低，楼盘余量较大”。不过，宋丁同时表示，“虽然存量比较大，但有效供应可能比较有限，观望期间，部分现实需求转化成了潜在需求，这部分需求释放后，能够消化掉部分楼盘。”

专家建议

还贷压力很恐怖

高海燕深圳市社会科学院城市营运研究中心主任

目前的市场表现得比较疲软，投机性购买房产在目前来说是非常不理性的，也不是时候。站在投资客层面来看，投资客并没有得到公众的舆论支持，炒家这个时候不宜入市。另外，即使是有意做长线投资的置业者也有一定的风险，国家的系列政策最主要就是针对炒房者，预计后期政策对炒房者的影响会比较大。

对自住型买房者来说，如果有足够的能力，现在买房无可厚非。但是，如果资金不充裕，在目前的房贷形势下，还贷压力会比较大，建议保持理性为上策。这样有利于整个楼市趋于稳定，也有利于楼市的理性发展。

投资风险比较大

宋丁深圳综合开发研究院旅游与地产研究中心主任

央行于近日再次提高准备金率，虽然直接针对的不是楼市，但对楼市的影响不可避免。流动性资金的减少自然会对房贷市场有所影响。从国家政策层面来看，这已是央行年内第七次提高准备金率，年内的第五次加息也很有可能。虽然每一次上调的幅度都不算大，但累积效应明显，最后一根稻草压死一头骆驼，对开发商和投资客来说，目前的楼市压力非常大。

目前的楼市，对开发商来说，楼盘有价无市现象持续了几个月，楼盘在销售上是有压力的；投资客方面，尤其是专门的炒家，有数十套、十几套的物业，影响就比较大了，可能自身的资金链会受阻，要转手的物业也可能没人接盘，投资客若要这个时候入市，风险还是比较明显的。而对自住型置业者来说，目前楼市推盘量比较大，但销售率在降低，这部分买家选择的余地更大。

要把握消费能力

罗志聪置业国际董事总经理

目前来说，房贷按揭对置业者的影响还是比较大的。对于首2007-09-21

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