Guangzhou realty 广州房产

house prices rose too fast in the city, middle-income family housing policy is expected to receive assistance. Ministry of Construction in 2008 focus of the work is to study how to implement this objective. In the January 11 meeting of the National Construction Work Conference and the construction of Party style and clean government system work in the meeting, Minister of Construction Wang Guangtao said that new ideas for housing the people’s livelihood.

“higher prices, or a faster medium-sized cities, we should increase the low-cost, small and medium-sized dwelling size ordinary commodity housing supply, increase the size limit housing supply, and regulate the pricing of commercial housing price management, supply objects and exchanges. “Wang Guangtao clear that efforts to resolve the housing difficulties of low-income people at the same time, the region should actively help the middle-income families to solve the housing difficulties.

in this statement is widely interpreted as the middle-income families into the housing security system, January 24, a housing and social security departments in Beijing practitioners for many years government officials to reporters to clarify his understand, “This does not mean that the middle-income areas into应保尽保, but for the social sectors to provide more channels to solve the housing problem. “

two options

brewing behind the New Deal is pending new problems. “livelihood” is undoubtedly the real estate industry in 2007 the key word, local governments are actively financing the lowest income group housing solution. When the low-cost housing, affordable housing management methods were introduced, urban low-income groups benefit from the surface to expand, the “sandwich class” housing problem is embarrassment.

worked in Beijing Xu Kun, a network of companies is the “sandwich class” of a typical representative of his average monthly income of 3,500 yuan, much higher than affordable housing, the minimum required standards, but its revenue growth are far lower than those double-digit price gains Beijing.

placed before him the question is, if the purchase of a second-hand housing, then the need for value-added real estate pay the excess premium; and if purchased at the new premises will be liable for the owners to pay 5.5% sales tax; if the purchase of real estate, not only have to pay up to 30 percent price first payment, they have to face the ever-increasing lending rates.

the Ministry of Construction party secretary, Jiang Weixin, vice minister for the solution to Xu Kun, as represented by this group put forward a new housing approach. “Housing and economic use of limit rental housing to solve housing problems of middle-income families. “Jiang Weixin said that the local solution to middle-income families, housing difficulties, at present there are mainly two, that is, limit the Housing and economic rental housing.

so-called economic rented room, that is, by the Government to provide policy support, market approach to the construction and operation, the rent is slightly lower than market prices, are small units, mainly for the local supply of middle-income families are also asked leased object must be owner-occupied.

director of the Beijing Municipal Construction Committee隋振江to attend the 13th Beijing Municipal People’s Congress session, the first meeting when the media revealed that relevant departments are studying affordable housing and the two simultaneously limit rental housing policy, and “Beijing Housing management practices limit the two” before and after the Spring Festival will be open to the community for comment.

can explicitly is that the Ministry of Construction of housing policy at this stage is basically a relatively clear policy direction: the low-income families, primarily through low-cost housing solutions, in addition to affordable housing; and middle-income According to the practice of family all over the limit can be taken real estate and economic solutions to the rental housing; high-income families mainly through market solutions. Jiang Weixin but stressed that the problem of middle-income families, housing problems can not be on the future housing market-oriented reform of the formation of barriers.

Chinese version:建设部:两套方案破解中等收入家庭住房之困局

在房价上涨过快的城市，中等收入家庭的住房问题将有望获得政策性援助。建设部2008年的工作重点就是研究以何种方式落实这个目标。在1月11日召开的全国建设工作会议暨建设系统党风廉政建设工作会议上，建设部部长汪光焘透露了这一民生住房新思路。

“房价较高、涨幅较快的大中城市，要切实增加中低价位、中小套型普通商品住房供应，加大限价商品房供应规模，规范限价商品房的定价管理、供应对象和上市交易。”汪光焘明确指出，在着力解决低收入群众住房困难的同时，各地区应该积极帮助中等收入家庭解决住房困难。

就在这一说法被普遍解读成将中等收入家庭纳入住房保障体系时，1月24日，一位在北京市住房保障部门从业多年的政府工作人员对记者阐明他的理解，“这并不意味着把中等收入者纳入应保尽保的范畴，而是为这一社会阶层提供更多解决住房问题的渠道。”

两套方案

酝酿新政的背后是悬而未决的新问题。“民生”无疑是2007年房地产行业的关键词，各地方政府正积极筹措最低收入人群住房问题的解决方案。当廉租房、经济适用房的管理办法相继出台，城市低收入人群受益面扩大时，“夹心层”的住房问题却陷入尴尬。

供职于北京一家网络公司的徐坤就是“夹心层”的典型代表，他月均收入3500元，明显高于经济适用房的最低规定标准，但其收入的增幅，却远低于北京两位数的房价涨幅。

摆在他面前的问题是，如果购买一套二手房，则需要为房产增值的超额溢价埋单；而如果购买次新房则需要承担业主要求其支付5.5%的营业税；倘若购买商品房，不仅要支付达房价30%的首付款，还要面对不断增加的贷款利率。

建设部党组书记、副部长姜伟新为解决以徐坤为代表的这一群体的住房问题提出了新办法。“用限价房和经济租用房来解决中等收入家庭住房问题。”姜伟新指出，地方解决中等收入家庭住房困难的办法，目前主要有两种，即限价房和经济租用房。

所谓经济租用房，即由政府提供政策支持，用市场的办法建设和经营，房租略低于市场价格，均为小户型，供给对象主要为当地中等收入家庭，同时要求租用对象必须是自住。

北京市建委主任隋振江列席北京市第十三届人民代表大会第一次会议时亦对媒体透露，有关部门正研究经济适用房和两限商品房租售并举的政策，而《北京市两限房管理办法》将于春节前后向社会公开征求意见。

 可以明确地是，建设部对现阶段住房政策基本上有了一个比较明确的政策取向：低收入家庭主要通过廉租住房解决，外加经济适用住房；而中等收入家庭根据各地实践可以采取限价商品房和经济租用房的办法解决；高收入家庭主要通过市场解决。但姜伟新强调，解决中等收入家庭住房问题的办法不能对未来住房市场化改革形成障碍。

 2008-02-04