recently, as the proportion of bank loans Shoufu improve, "partnership housing" in their way and Hushang quietly rise. Compared to "raise money," many people feel that the more operational, a lot of short-cycle also. "partnership housing" Although not encountered "land clearance", "quality," and "technology," and other issues, but also to avoid legal risk and investment, then in communications companies --

Mr Yau, Last year stay in Shanghai after graduation, his parents to buy 100,000 yuan of funds, as may be due to price increases and sales plan to be repeatedly shelved. I can think of the monthly rent costs, Mr Yau and several young people had the same situation and that is one film, decided funded 5-10 million per person, "partnership program" live, and to examine the scope lock units are located in neighboring Putuo District.

Mr Yau admitted that "partnership housing" is their "confrontational" a way of rising prices. We hope that through this model, both the home and can catch up with the market situation of the interval. This may in the survey that there are many disputes arising as a result of the partnership program. "partnership program" whether to stay? I have made a thorough investigation.

needs : has been "partnership program"

the fact that "partnership program" is nothing new. When the "Wenzhou Real Mission" is a part of the case, from family members, relatives, friends, co-financed purchases for rental investment or acquisition, all funded under funded ratio share gains.

Now, "partnership housing" by some major new white-collar sectors such as Mr Yau Shanghai or the new pro-lai. In Shanghai, a decent point to the acquisition of the house, not a five Douli, 600,000 run on foods. This segment of the population to friends, colleagues are, there are certain its own funds and could not bear the real independence to "partnership housing" for households without a lease of life, such as the future development of a separate cause, "second home." Hop to buy houses, the general focus on more modest price, small convenient traffic, whether around mature infrastructure for the property itself appreciating rapidly, within easy.

and some young couples often through "association" do to the Housing for future marriage. They worry that the future of marriage, the more unbearable price, the joint venture to buy marriage Housing put on the agenda. This part of "partnership housing" for people Fangxing and residential environment more seriously.

In addition, some persons from its own funds sufficient to reduce risks and increase value-added perspective, the choice of "partnership housing". That some people less sensitive to price, but lots awareness are relatively strong, the choice of town or suburban villas are senior apartments, long-term investments focused on China, is more a "partnership program" as a guarantee of value-added approach.

industry analysis, a current "partnership housing" There are two reasons for the increase in the phenomenon : First, in our country, although funds, futures, and gold varieties have emerged diversified financial investment, but investment, technical requirements, risks size, ease of operation, types of risk, such as integrated into several aspects of investment real estate assets value remains some personal investment choice. Second, the current real estate industry practitioners more, some people "ideas, not money," to lead "partnership housing" through certain professional technical and market judgement, the Housing purchase.

contradictions : the investor's going to Shanghai Shen-card

Housing law firms Yuanxiaodong lawyers believe that the "partnership program" Housing is the common property of all investors, So once financiers to form a unified handling, and this will definitely affect the recovery of investment and the proceeds, compared with other forms of investment to generate more disputes. Therefore we should take full account of these issues, prudent and OK. He cited a case in previous years Hushang, Mr Cheung and Mr Yip was originally friends in 2002, financed the purchase of a set of common commercial housing for investment, but due to various reasons, the final output permits only registered Mr Yip's name to early 2004, the value of the house has doubled over, Mr Yip is claiming this is his personal house purchase, and he signed with Mr Cheung is borrowing agreement merely to Mr Cheung-funded principal, and eventually they go.

this, the parties of the "partnership program" at the birth registration of contradictions, "partnership housing" person is registered as property rights, the right to have their normal exercise great influence. Since the city did not mandatory property related policies must be registered with blood kinship, and how "partnership housing" do not want "title card" figure? This survey found that mainly the following three reasons : One is the investor's own reasons, do not have a strong sense of legal protection. Because both sides are friends, the house is not high, no attention, the parties rely on the gentlemen's agreement or simple agreement to maintain the "partnership program" property registration certificate only partially funded names; The second situation is due to both information asymmetries, Many "partnership housing" is not clear who own property permits can be financed as a person's name, and some real estate developers or marketing enterprises which "interfered with" real reluctance to "partnership program", or claiming that the contract and property rights, only one funded. In response, the industry explained that in previous years "partnership housing" for those who are mostly short-term speculation or operating in the market has also standardized the circumstances, will bring high "Huanshoushuai" is the enterprise does not want to see the situation, so as to avoid trouble in the house of "partnership housing" under the "expulsion"; The third reason is experiencing "loans bottleneck". Banks in approving loans, equity registrants will be reviewed by their income levels, repayment ability, credit records, and other banks have loans. Therefore, some "partnership program" for persons with loan conditions, access to credit and other operational considerations, had to abandon production permits in history, a most qualified candidates as a property investor who apply for loans.

way : risks not be circumvented

previous two years, because "partnership program" disputes arising from the situation is more, but as the market standardized operation, These problems are not insurmountable. In the interviews, the Shanghai Real Estate Trading Center Song-Deputy Director reiterated that city did not mandatory required between the property rights of blood relatives. In other words, "partnership housing" all people can co-financed property in the registration certificate. Real estate ownership and the legal effect of the real estate registration office to register publicity is, if there were real estate, whether it is common or shared by copies of, should be all "title card" a person's consent.

In addition, the "partnership program" with some risks can also circumvent legitimate means reasonable, for example, in housing process, the signing of an additional "partnership program" and notarized agreement is very necessary. In Putuo takes intermediary shop interviews, the author gets on the "partnership program" Lee and Mr Tsui, the use value of "sky city" of a 105 square metres of second-hand houses amounted 99 million in the previous home reached a preliminary agreement at the same time, they are also signed an agreement on funding ratio, income distribution, property registration, Loan payment details are to be clearly defined, the average assessed 1,629 and the resulting all relevant costs will be necessary to legalization Service agreement notarized.